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Iowa · Lemon law · Updated Oct 2026

Iowa lemon law: when your car is a lemon and how to claim

Iowa Lemon Law (Defective Motor Vehicles) (Iowa Code ch. 322G (§§ 322G.1 to 322G.15)) protects buyers of new vehicles that can't be fixed. Here is what counts as a lemon in Iowa, the notice you must send and what you can get back.

24 mo / 24,000 milemon law period
3 triesrepairs for the same problem
30 daysout of service
If maker has a programarbitration before suing

When a car is a lemon in Iowa

Your car is presumed a lemon if, during the rights period: the same defect that substantially impairs it was examined or repaired at least 3 times, plus a final repair attempt by the manufacturer after your written notice, and it still exists; a defect likely to cause death or serious injury was examined or repaired at least once, plus a final attempt, and it still exists; or the car was out of service for repairs for a total of 30 or more calendar days (not counting routine maintenance). After 20 days out of service you can notify the manufacturer, which then has 10 more out-of-service days to fix it.

Period: The Lemon Law rights period ends when the first of these happens: the manufacturer's written warranty ends, 2 years pass from original delivery, or you drive 24,000 miles. If you reported a defect that was not fixed before the period ended, the presumption period can be extended up to 2 years/24,000 miles.

Is your car a lemon in Iowa? A quick check

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A rough guide to Iowa's presumption, not legal advice. Even if your car falls short, you may still have a claim under your warranty or federal law.

What the law covers

New vehicles
Yes
Used vehicles
No
Leased vehicles
Yes
Which vehicles
New or previously untitled self-propelled vehicles bought or leased in Iowa and made mainly for public roads. Not covered: mopeds, motorcycles, autocycles, motor homes, and vehicles over 15,000 lbs gross vehicle weight rating. A vehicle bought or leased in another state can be covered if you live in Iowa when you make your claim. Leases must be for at least 1 year with you responsible for repairs.
Who can claim
The buyer or lessee (not for resale or lease to others) of a new or previously untitled vehicle, and anyone else entitled to enforce the manufacturer's warranty during the Lemon Law rights period. The statute does not limit coverage to personal use.

Notice to the manufacturer

After 3 repair attempts (or 1 for a dangerous defect), send written notice to the manufacturer by certified or registered mail or overnight service so it gets a final repair attempt. The manufacturer has 10 days after receiving it to direct you to a reasonably accessible repair shop, and 10 days after you deliver the car to fix it. After 20 cumulative days out of service, send the same kind of written notice; the manufacturer then has 10 more out-of-service days. If the manufacturer has no certified dispute program, you must have sent this notice before you can sue. The Attorney General offers a Motor Vehicle Defect Notification Form.

Write your notice letter below.

Arbitration

Iowa has no state-run program. If the manufacturer has a dispute program certified by the Attorney General and told you how to file with it, you must use it before you can get a refund or replacement under the law. Certified programs are free to consumers and must decide within 60 days; you have 25 days to accept a decision, and either side can appeal to district court.

What you can get

Your choice of a replacement vehicle or a refund (you have an unconditional right to choose the refund). The refund is the full purchase price, including net trade-in allowance, plus collateral charges (such as items installed by the manufacturer or its agent, earned finance charges, use taxes and title charges) and incidental charges (such as towing and alternative transportation; not loss of use, lost income or injury). The manufacturer deducts a reasonable offset for use: miles driven up to the 3rd repair attempt, the 1st repair of a dangerous defect, or the 20th day out of service (whichever comes first), times the purchase price, divided by 120,000. The manufacturer must act within 40 days, and must lend you a vehicle while a replacement is on the way. Lessees get their payments back, minus the offset, with no early-termination penalty.

Attorney fees: Yes. A consumer who wins a Lemon Law lawsuit gets reasonable attorney's fees and costs (Iowa Code § 322G.8(3)).

Deadline: If the manufacturer has no certified dispute program and you sent the final-repair notice, or a certified program misses its decision deadline, file in district court within 1 year after the Lemon Law rights period (or its extension) ends. If the manufacturer does not perform a certified program decision you accepted, sue within 6 months after the date it had to comply. To appeal a certified program decision, file within 50 days after receiving it or 25 days after you accept it, whichever comes first (Iowa Code § 322G.8).

Used cars in Iowa

Iowa's Lemon Law covers new or previously untitled vehicles only; there is no separate used-car lemon law.

Used car rules in every state

Free lemon law notice letter

Most states require you to tell the manufacturer in writing and give it a last chance to fix the car. After 3 repair attempts (or 1 for a dangerous defect), send written notice to the manufacturer by certified or registered mail or overnight service so it gets a final repair attempt. The manufacturer has 10 days after receiving it to direct you to a reasonably accessible repair shop, and 10 days after you deliver the car to fix it. After 20 cumulative days out of service, send the same kind of written notice; the manufacturer then has 10 more out-of-service days. If the manufacturer has no certified dispute program, you must have sent this notice before you can sue. The Attorney General offers a Motor Vehicle Defect Notification Form. Fill this in, copy the letter, sign it and send it by certified mail with return receipt. Keep a copy. Nothing you type here is sent to us; the letter is made in your browser.

Who to contact

Office
Iowa Attorney General, Consumer Protection Division
Phone
515-281-5926

Official page · Official lemon law guide

Forms

Good to know

Questions about Iowa's lemon law

How many repair attempts make a car a lemon in Iowa?

Your car is presumed a lemon if, during the rights period: the same defect that substantially impairs it was examined or repaired at least 3 times, plus a final repair attempt by the manufacturer after your written notice, and it still exists; a defect likely to cause death or serious injury was examined or repaired at least once, plus a final attempt, and it still exists; or the car was out of service for repairs for a total of 30 or more calendar days (not counting routine maintenance). After 20 days out of service you can notify the manufacturer, which then has 10 more out-of-service days to fix it.

How long does Iowa's lemon law cover a car?

The Lemon Law rights period ends when the first of these happens: the manufacturer's written warranty ends, 2 years pass from original delivery, or you drive 24,000 miles. If you reported a defect that was not fixed before the period ended, the presumption period can be extended up to 2 years/24,000 miles.

Do I have to notify the manufacturer in Iowa?

After 3 repair attempts (or 1 for a dangerous defect), send written notice to the manufacturer by certified or registered mail or overnight service so it gets a final repair attempt. The manufacturer has 10 days after receiving it to direct you to a reasonably accessible repair shop, and 10 days after you deliver the car to fix it. After 20 cumulative days out of service, send the same kind of written notice; the manufacturer then has 10 more out-of-service days. If the manufacturer has no certified dispute program, you must have sent this notice before you can sue. The Attorney General offers a Motor Vehicle Defect Notification Form.

Do I have to go to arbitration in Iowa?

Iowa has no state-run program. If the manufacturer has a dispute program certified by the Attorney General and told you how to file with it, you must use it before you can get a refund or replacement under the law. Certified programs are free to consumers and must decide within 60 days; you have 25 days to accept a decision, and either side can appeal to district court.

What can I get under Iowa's lemon law?

Your choice of a replacement vehicle or a refund (you have an unconditional right to choose the refund). The refund is the full purchase price, including net trade-in allowance, plus collateral charges (such as items installed by the manufacturer or its agent, earned finance charges, use taxes and title charges) and incidental charges (such as towing and alternative transportation; not loss of use, lost income or injury). The manufacturer deducts a reasonable offset for use: miles driven up to the 3rd repair attempt, the 1st repair of a dangerous defect, or the 20th day out of service (whichever comes first), times the purchase price, divided by 120,000. The manufacturer must act within 40 days, and must lend you a vehicle while a replacement is on the way. Lessees get their payments back, minus the offset, with no early-termination penalty.

Is there a deadline to file a lemon law claim in Iowa?

If the manufacturer has no certified dispute program and you sent the final-repair notice, or a certified program misses its decision deadline, file in district court within 1 year after the Lemon Law rights period (or its extension) ends. If the manufacturer does not perform a certified program decision you accepted, sue within 6 months after the date it had to comply. To appeal a certified program decision, file within 50 days after receiving it or 25 days after you accept it, whichever comes first (Iowa Code § 322G.8).

Does Iowa's lemon law cover used cars?

Iowa's Lemon Law covers new or previously untitled vehicles only; there is no separate used-car lemon law.

Car not covered, or the period has passed? Federal warranty law may still help, and small claims court can handle smaller repair bills.

Federal warranty law

Law: Iowa Code ch. 322G (§§ 322G.1 to 322G.15)

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